DSCR Rental Property Loans
Traditional mortgages qualify you based on personal income and tax returns — DSCR loans qualify the property instead, based on its rental cash flow. That makes it a popular option for investors scaling a rental portfolio.
What to Expect
A general idea of what’s typically possible — exact terms depend on the lender and the specifics of your deal.
Qualification is based on the property's rental income rather than your personal income or tax returns. Loan amounts often go up to $4M, with LTV typically up to 75% and FICO minimums as low as 660 in some cases. These loans can often close in an LLC, and short-term rentals (Airbnb/VRBO) are frequently eligible.
Frequently asked questions
Ready to fund your next deal?
Tell us about your project and our team will reach out to talk through your financing options.